Build wealth on your terms
Everything is better with Famly
FAMLY Multi-purpose Cooperative Society (FAMLY MCS) is a tech-enabled cooperative that helps you reduce costs, save consistently, and access interest-free funding without needing to be financially savy.
Be part of a community that puts people before profit and values your prosperity.
You are never alone with Famly
- We are a community united by shared values and mutual support
At Famly, we believe financial success shouldn't come with interest burdens or ethical compromises.
FAMLY Multipurpose Cooperative Society promotes economic empowerment and financial stability by helping Nigerians through structured contributions, ethical investments, and fair credit access, while fostering community-driven initiatives that uplift members’ quality of life and support their personal and professional advancement.
Our Mission
Our mission is to enrich lives by providing innovative, accessible, and ethical digital solutions that foster long-term financial well-being.
Our Vision
Our vision is to be the leading cooperative society driving innovation in ethical financial solutions, empowering individuals, businesses, and communities for sustainable growth and shared prosperity.
Our Values
Community First. We believe in the power of collective action to create greater impact than individual efforts.
Transparency, Growth, Innovation, Ethics
About Famly
Building a community of financial empowerment
How We Help
Everything you need to thrive financially.
Access these powerful benefits when you join Famly. Whether you're saving for education, planning for a home, or growing a business, Famly provides the structure and community you need to succeed.
Save More
Build a healthy savings habit with flexible plans like FamLock, FamFlex, and FamTarget.
Buy Smarter
Get unbeatable deals on essentials through our Group Buying program. From food to appliances, enjoy massive savings.
Grow Wealth
Put your money to work with ethical investments that deliver real returns and create community impact.
Our Services
Products & Services
Financial support without the burden of interest
Interest-Free Funding
At Famly, we provide ethical funding solutions designed to help, not burden. All our funding options are 100% interest-free.
Emergency Funding
Quick access to funds for unexpected situations. Available after just 3 months of membership. Up to twice your monthly contribution.
Standard Funding
Borrow up to 200% of your savings. Flexible repayment terms (12-18 months). No hidden fees or charges
Special Purpose Funding
Dedicated pools for education, health, and housing needs. Extended repayment terms for larger amounts. Community-supported funding pools
Grow your wealth ethically with purpose-driven investments
Savings & Investments
Our savings and investment options are designed to help you build wealth while staying true to your values. With transparent terms and community oversight, your money works for both you and the greater good.
Group Buying Deals
Save 15–30% on food, household items, and more through collective buying power.
Ethical Investments
Earn 10–15% annual returns on investments that reflect your values. Every naira helps you and your community grow.
Making life's necessities more affordable through collective power
Essential Community Solutions
Famly leverages our community’s strength to secure better deals on everyday essentials. These programs help you save money while maintaining quality in the areas that matter most.
Affordable Housing
Own your home through rent-to-own options designed to help you build assets, not just pay rent.
Transport Support
Cut your commuting costs with exclusive ride discounts and value-driven vehicle financing.
How It Works
Join Famly in three simple steps
Sign up and get verified
Step One
Sign up with your name, phone number, and email.

Become a member
Step Two
Become a member by paying a one-time membership fee of ₦2,000

Unlock benefits
Step Three
Begin your monthly contribution from ₦5,000 and unlock full benefits right away

Member of the Month
Member Spotlight
Each month, we highlight one member's journey, sharing how they've leveraged Famly to overcome challenges and achieve their goals.
Why Famly?
Beyond banking, we're building community We hear what matters to you.
Your contributions fund interest-free loans for fellow members, invest in ethical business opportunities, and secure bulk discounts on essential needs for the entire community.
Famly is a tech-enabled multipurpose cooperative society that provides ethical financial solutions to address the financial limitations many Nigerians face. We offer interest-free funding, savings and investment opportunities, and essential needs support through collective purchasing power.
Membership is open to all Nigerians who share our values of community support and ethical finance. You'll need an invitation from an existing member to apply.
We offer various ethical investment options including Murabaha (cost-plus purchasing), Musharakah (partnerships), Mudarabah (joint ventures), and Ijarah (leasing). Each investment type has different risk profiles and potential returns.
Our app employs bank-grade security including 256-bit encryption, biometric authentication, and regular security audits to keep your information and funds safe.
Help Center
Do you have any Questions about Famly?
Contact Us
Ready To Work With Us?
Let's collaborate or have a question? Contact Us